Help Center

General

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I’m stuck, help!

Chat with a Personal Concierge any day from 8am – 11pm Mountain time. If you try to chat with us outside of those hours, leave a message and we will get back to you the next business day.

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Are Realtors welcome?

We love, appreciate, and welcome our Realtors. We offer referral fees to outside Realtors for this specific collection of homes, however with the Hometown Hero Program restrictions apply. Realtors must be present at first contact to qualify for referral fees. If you have further questions, please see a New Home Counselor for details.

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Do I get to design my home?

Our homes in this collection will offer pre-selcted color pallets and options to chose from. Your New Home Counselor will help you through the selection process.

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How long does the process to home ownership take?

The process to owning a home can move quickly, but it all depends on your qualification status. Once pre-qualified, we can move along with Nest Home Lending to confirm your monthly payments, down payment paperwork and selecting your home and homesite through a scheduled appointment. Many of our homes will be ready to close this year and early next year.

Financials

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Do I owe any money up front?

The initial down payment to start the process of owning an American Dream home is $2,500. We suggest you work with your lender regarding the total amount due at time of closing. We do not require any additional money until closing.

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What kind of loan programs are available?

Nest Home Lending is a full-service mortgage company and is the preferred lender of Oakwood Homes. They offer competitive rates and competitive loan programs to meet just about any need. From VA to CHFA, there are options out there for just about any buyer’s financial situation.

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Can Investors own a property?

All of the American Dream homes must be owner occupied. We also have a three-year deed restriction set on the home in order to eliminate a renter community and allow our homeowners to grow equity in their investment.

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Are these homes available as part of the City of Denver Affordable Housing Program?

No, these homes and this collection are not a part of the City of Denver Affordable Housing Program.

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Will I be able to sell my home at market and keep all the proceeds?

If you sell your home prior to the three-year deed restriction, you will split the proceeds 50/50 with Oakwood Homes. If you wait the full three year restriction period, you will keep 100% of the proceeds from the sale of your home.

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What is the price range of these homes?

The AMERICANDREAM collection starts in the mid $200s. Homesite location and options will affect the final price. Pricing is subject to change due to market conditions.

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What does the HOA cover?

The Town Center Metropolitan District is the operating district that will provide services for the community. Services and maintenance include the following: Maintenance of the common area landscaping within courtyards and common areas (outside of the private fenced areas); Irrigation of the common area landscaping; Snow removal within the shared driveways, private alleys, common area/courtyard sidewalks, and sidewalks within the street right of way.; Maintenance of the perimeter fencing adjacent to the open space.

Pre-qualification

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How do I get Pre-Qualified?

Pre-qualification is required prior to completion of a purchase contract. Due to the interest in our AMERICANDREAM homes, pre-qualification sets your purchase priority for these opportunities. We have a lending specialist at Nest Home Lending ready to get you pre-qualified. Click the link below to be directed to Nest.

Get pre-qualified now »

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What if I can’t pre-qualify?

The free and easy Oakwood Homebuyers Club is designed to help everyone bring the dream of homeownership to fruition.

Whether you’ve faced financial obstacles in the past or are just a little overwhelmed by the whole homebuying process, Oakwood counselors are here to provide the personalized, confidential resources you need to get into a new home.

Visit Homebuyers Club »

Technical Support

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I need technical support.

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Feedback

We’d love your feedback on this website, portal, and sales process.

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